What Neural Payments Is Building In 2026: FedNow, Graduated KYC, Payouts, Stablecoin And Request For Payment
Neural Payments' 2026 roadmap for banks and credit unions: live FedNow, graduated KYC with Trust Stamp, Payouts for business payments, stablecoin settlement and Request for Payment, all through one Payments Hub integration.
At Q2 Connect 2026 in Austin, our CEO Mick Oppy shared a snapshot of what Neural Payments is building this year. The conversations happening across banking, real-time payments and identity security confirm what we see every day: our customers are ready to move, and so are we.
Here is what is on the 2026 roadmap for banks and credit unions.
Live Today
FedNow
Instant payments through FedNow are live and scaling for banks and credit unions today. Institutions already on the Hub can turn FedNow on in as little as 30 days. Learn about FedNow on Neural Payments.
Graduated KYC With Trust Stamp
Biometric, selfie-based re-authentication that grows with your fraud risk appetite. It stays frictionless for customers and strong for compliance. This builds on our partnership with Trust Stamp.
Payouts
Business payments built for the way businesses actually move money: faster, smarter and multi-rail. Explore FI Payouts.
Real-Time Fraud Prevention
Our proprietary Fraud Rules Engine monitors every transaction instantly with customizable controls, so your institution stays one step ahead across every rail and every product.
Coming Soon
Crypto And Stablecoin
The next frontier for settlement is here. We are helping financial institutions get ahead of it, not chase it. For background, read our guide: What do I need to know about stablecoins?
Request For Payment
The missing piece of the real-time payments puzzle.
One Hub. One Integration.
All of it runs through one hub and one integration, built for the Q2 ecosystem and the other leading digital banking platforms we support.
If any of this belongs on your 2026 roadmap, book a demo.
Frequently Asked Questions
Does Neural Payments support FedNow?
Yes. FedNow instant payments are live through the Neural Payments Hub and scaling with banks and credit unions.
What is graduated KYC?
Graduated KYC, built with Trust Stamp, uses biometric, selfie-based re-authentication that steps up as fraud risk increases. It is designed to be low friction for customers and strong for compliance.
Is Neural Payments adding stablecoin or Request for Payment?
Both are on the 2026 roadmap and marked coming soon: crypto and stablecoin settlement, and Request for Payment for real-time payments.
Does Neural Payments work with Q2?
Yes. The Neural Payments Hub is built for the Q2 ecosystem, along with other leading digital banking platforms.
Sources
- Mick Oppy at Q2 Connect 2026, via LinkedIn · LinkedIn
