Mick Oppy On The Finovate Podcast: Bringing Payments To The Masses With Any To Any Payments
Neural Payments founder and CEO Mick Oppy joined Greg Palmer on the Finovate Podcast to talk about winning Best of Show at FinovateFall 2026, any to any payments, and embedding real-time payments inside the apps banks and credit unions already offer.
Our founder and CEO Mick Oppy joined Greg Palmer on the Finovate Podcast to close out Finovate’s series with the FinovateFall 2026 Best of Show winners.
Why Neural Payments Exists
Mick started Neural Payments to close the gap between how fast payments are changing and how fast banks and credit unions can keep up. Members expect to pay anyone, instantly. Institutions need a way to offer that without rebuilding their stack.
Any To Any Payments
The idea at the center of the conversation is any to any: a member sends money to anyone, instantly, without thinking about the rail it moves on. Neural Payments is built directly on debit networks, FedNow and RTP rather than on a sponsor bank’s APIs, and it brings fraud and risk monitoring together in one place.
Inside The App Members Already Use
Instead of asking members to download another wallet, Neural Payments embeds inside the institution’s existing mobile banking app. Mick also talked about how the company has gone from being seen as a competitor to other P2P services to a complementary engine institutions add to their stack.
Patience With Compliance
Bringing a new payments platform to financial institutions takes time. Mick described compliance, legal and regulatory reviews that can run as long as 18 months, and why that patience is part of building something banks and credit unions can trust.
What Comes Next
Mick previewed new business lines launching in the first quarter of next year, including payments for SMBs and micro merchants, and shared why he expects a tipping point for how people pay within the next few years.
Listen to the full episode or see Finovate’s post on LinkedIn.
Frequently Asked Questions
Where can I listen to Mick Oppy on the Finovate Podcast?
The episode is available on the Finovate Podcast at podcast.show/finovate/finovate-17, and Finovate shared it on LinkedIn.
What does any to any mean at Neural Payments?
Any to any means a member can send money to anyone, instantly, without choosing or thinking about the payment rail. Neural Payments routes each payment across debit networks, FedNow and RTP from inside the institution's own app.
Sources
- FinovateFall Best of Show winner Neural Payments on bringing payments to the masses through any to any payment capabilities · Finovate Podcast
- Bringing payments to the masses · Finovate on LinkedIn
