What Is Neural Payments?
At Neural Payments, we’re revolutionizing how financial institutions deliver seamless, secure, and innovative payment experiences. As a trusted partner to banks and credit unions, we empower organizations to stay ahead of the curve with real-time P2P payments, advanced fraud prevention, and flexible disbursement solutions. Our mission is simple yet powerful: to make payments smarter, safer, and tailored to your needs — all while keeping your customers at the heart of our technology.

To empower financial institutions with smarter, simpler, and more secure digital payment solutions. By delivering innovative P2P payment technology and advanced fraud prevention, we help banks and credit unions drive real-time transactions, enhance customer trust, and stay ahead in the fast-evolving payments landscape.
Neural Payments began as an ambitious idea in a classroom discussion on disruption, growing into a transformative payments solution tailored for financial institutions. Today, we connect the top payments networks in the US, providing banks and credit unions with the tools to offer real-time P2P payments and scalable fraud protection.
Our white labeled payments engine seamlessly integrates into digital banking apps, enabling institutions to recapture deposits, reduce costs, and deliver a secure, customer-first payment experience. With Neural Payments, financial institutions can innovate with confidence, meeting the demands of modern customers while minimizing fraud risks.
Creating The Best FinTech Solutions, Period
At Neural Payments, our values drive everything we do, from building cutting-edge payment solutions to supporting our financial institution partners with unmatched service and innovation:
Customer-First Innovation
We design payment solutions with your customers in mind, delivering secure, real-time transactions that enhance trust and user satisfaction.
Relentless Problem Solving
We tackle the biggest challenges in the payments industry, offering solutions that reduce costs, prevent fraud, and drive operational efficiency.
Collaboration at Every Level
We value partnerships and work closely with financial institutions to tailor our technology to meet their needs.
Transparency You Can Trust
From integration to customer service, we prioritize clear communication and honest practices.
Commitment to Security
With industry-leading fraud prevention technology, we protect your customers’ transactions and your institution’s reputation.
"Neural Payments’ fraud rule engine has allowed us to control our P2P losses, and the alerts help us detect online banking account takeovers more quickly. The ability to quickly adjust rules, notifications, and block lists has helped us keep our fraud losses to a minimum."
- United Bank