Neural Payments Integrates with Lumin Digital

CINCINNATI (March 7, 2024) — Payments solution provider and innovator Neural Payments has announced a partnership with Lumin Digital (Lumin), which will allow Neural Payments to integrate its white-label peer-to-peer (P2P) payments platform and forthcoming solutions within Lumin’s cloud-based platform. This partnership will allow Lumin’s financial institution clients to offer a branded and seamless payments experience directly within their own app and website.

The move opens Neural Payments to more than 50 live financial institutions and more than 4 million users leveraging Lumin’s digital banking solution nationwide. Financial institutions using the Lumin platform can partner with Neural Payments to provide an integrated P2P within digital banking.

Unlike other, third-party P2P solutions, Neural Payments’ P2P allows users to transfer funds with people using different platforms, even those whose financial institutions don’t use Neural Payments. This gives users greater flexibility, security and ease of use, while Lumin financial institutions will claim opportunities to deepen relationships, grow their consumer base, reduce costs, and reclaim deposits lost to third-party P2P providers.

“Our partnership with Lumin is a win-win-win,” said Mick Oppy, co-founder and CEO of Neural Payments. “In addition to earning the confidence and business of another digital banking partner for Neural Payments, Lumin will be able to offer additional features and tools for their financial institution clients. Consumers also win with a vastly easier, more convenient and secure P2P solution.”

As Neural Payments continues to innovate in the small-to-medium business space, Lumin’s clients will also be ready to offer those additional solutions, including disbursements for small to medium businesses as well as account funding.

“Implementing this solution offers community financial institutions an additional P2P option for a fully streamlined experience and seamless transaction processing,” said Sean Weadock, chief product officer at Lumin Digital.

About Neural Payments

Neural Payments was created to assist Financial Institutions in adopting change at or ahead of market pace. Leveraging experience working with banks, credit unions, and payment processors on a global scale, Neural Payments will make a difference in connecting institutions to the latest technologies and trends.

About Lumin Digital
Lumin Digital is a fintech company specializing in digital banking solutions. Through a fundamentally different approach to technology, service, and people, the company provides financial institutions with a best-in-class, cloud-native platform that drives consumer adoption, engagement, and growth. For more information, visit